SCA Authentication Event Response

SCA authentication details, including information about the authentication process. It should be present in the response of any wallet operation that requires it due to PSD2 regulatory requirements.

Present in the response - operation requires SCA authentication, and the user should proceed with the SCA process.
Not present in the response - operation does not require SCA authentication and is authorized to proceed.

eventIdstringrequired

The distinct identifier for the SCA authentication event.

Example: 06bdcd2c-0cce-4b36-97ec-281c8f5d743c

walletOperationIdstringrequired

The distinct identifier for the wallet operation. This identifier is used to associate the wallet operation with the SCA authentication event.

Example: a5865fd6-18c2-45a8-9953-1c00eac36c36

authenticationModeSCA Authentication Mode (string)required

Mode of the Strong Customer Authentication (SCA) authentication process.

OUTSOURCED - The partner is responsible for handling the entire SCA process.
EMBEDDED - Paysafe is responsible for handling the entire SCA process, including user authentication and compliance with regulations like PSD2.
HYBRID - Paysafe manages the entire SCA process, excluding the communication with the end-user.

Possible values: [OUTSOURCED, EMBEDDED, HYBRID]

Example: OUTSOURCED

availableVerificationsobject[]

List of available verifications for the SCA authentication event. If none are specified, the user can proceed with any agreed-upon verification method.

creationTimedate-timerequired

Represents RFC 3339, section 5.6 date-time.

Example: 2021-07-15T17:54:12Z

expirationTimedate-time

Represents RFC 3339, section 5.6 date-time.

Example: 2021-07-15T17:54:12Z

SCA Authentication Event Response
{
  "eventId": "06bdcd2c-0cce-4b36-97ec-281c8f5d743c",
  "walletOperationId": "a5865fd6-18c2-45a8-9953-1c00eac36c36",
  "authenticationMode": "OUTSOURCED",
  "availableVerifications": [
    {
      "method": "OTP",
      "channel": "SMS",
      "target": "jo***@example.com"
    }
  ],
  "creationTime": "2021-07-15T17:54:12Z",
  "expirationTime": "2021-07-15T17:54:12Z"
}