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SCA Authentication Event Attempt Outsourced Response

Outsourced Strong Customer Authentication (SCA) authentication event attempt response, including details about the outcome of the authentication process.

    id stringrequired

    Unique identifier for the SCA event attempt.

    eventId stringrequired

    A distinct identifier for the SCA authentication event.

    walletOperationId stringrequired

    A distinct identifier for the wallet operation. This identifier is used to associate the wallet operation with the SCA authentication event.

    authenticationMode SCA Authentication Mode (string)required

    Possible values: [OUTSOURCED, EMBEDDED, HYBRID]

    Mode of the Strong Customer Authentication (SCA) authentication process.

    • OUTSOURCED - The partner is responsible for handling the entire SCA process.
    • EMBEDDED - Paysafe is responsible for handling the entire SCA process, including user authentication and compliance with regulations like PSD2.
    • HYBRID - Paysafe manages the entire SCA process, excluding the communication with the end-user.

    verification

    object

    required

    Verification details associated with the SCA authentication event attempt.

    method SCA Authentication Event Attempt Verification Method (string)required

    Possible values: [PASSWORD, PIN, PASSKEYS, OTP, BIOMETRIC]

    Method used for verifying the SCA authentication event attempt.

    • PASSWORD - A secret combination of characters, typically chosen by the user, used to authenticate their identity.
    • PIN - A numeric code, typically six digits, used to authenticate the user's identity.
    • PASSKEYS - A set of predefined keys or a pattern chosen by the user to authenticate their identity.
    • OTP - One-Time Password sent via SMS, email, or authenticator application to the user's registered device.
    • BIOMETRIC - Authentication based on unique physical characteristics of the user, such as fingerprint, facial recognition, or iris scan.
    channel SCA Authentication Event Attempt Verification Channel (string)

    Possible values: [SMS, EMAIL, AUTHENTICATOR, PUSH_NOTIFICATION]

    Channel used to send the verification method to the user.

    • SMS - Verification method sent via SMS to the user's registered device.
    • EMAIL - Verification method sent via email to the user's registered address.
    • AUTHENTICATOR - Verification method generated by an authenticator application installed on the user's device.
    • PUSH_NOTIFICATION - Verification method sent via the user's mobile device prompting them to approve or deny the authentication request.
    target string

    The destination for the verification mechanism (when available), such as the phone number or email address where the verification value will be delivered.

    currentAttempts integerrequired

    The number of current attempts made for the SCA authentication event.

    allowableAttempts integerrequired

    The maximum allowable attempts for the SCA authentication event.

    status SCA Authentication Event Attempt Status (string)required

    Possible values: [VERIFIED, REJECTED, FAILED]

    Status of the SCA authentication event attempt.

    • VERIFIED - The SCA authentication process has been successfully completed, and the user's identity has been verified.
    • REJECTED - The SCA authentication process has been rejected by the user, preventing the finalization of the wallet operation.
    • FAILED - The SCA authentication process has failed, preventing the finalization of the wallet operation. Please refer to statusReason for further information.
    statusReason string
    creationTime date-timerequired

    Represents creation RFC 3339, section 5.6 date-time.